Hoa Binh focuses on disbursing bank capital right from 2022’s beginning

3/2/2022 - 3:09:12 PM

(HBO) - As organisations, businesses and individuals have an increasing demand for capital to serve production and business, meet the needs of family activities, and stabilise their lives in the first months of 2022, banks and credit institutions in Hoa Binh province have offered credit packages with many incentives.

Lien Viet Bank - Hoa Binh province branch always meets demand for capital to develop production and business of local people and businesses.

Amidst complicated developments of the COVID-19 pandemic, to meet capital resources to promote socio-economic development in the new situation, right from the first months of this year, the provincial banking sector has taken actions to help remove difficulties for businesses and people, maintain capital for production, contribute to the implementation of social welfare policies.

According to statistics of the State Bank of Vietnam (SBV)-Hoa Binh branch, the total capital in the province as of January 31 had reached about 33.9 trillion VND, an increase of about 1 percent compared to that in the end of 2021. Of the total, capital mobilised from economic organisations and local residents was estimated to rise by 1.2 percent against December 31, 2021, meeting 89 percent of the proportion of investment capital; and capital mobilised from local residents accounted for over 73 percent of that mobilised from economic organisations and residents.

Regarding credit activities, the total outstanding loans of the province had reached about 29.6 trillion VND as of January 31, up 1 percent compared to December 31, 2021, of which short-term loans accounted for 43.2 percent, and medium and long-term loans 56.8 percent.

According to Ngo Quang Loi, Deputy Director of the SBV-Hoa Binh branch, from the beginning of this year, in order to ensure the effective operation of credit institutions to make positive contributions to the province's socio-economic development, the bank has carried out supervision over credit institutions that have well complied with regulations on deposit interest rates and lending rates, while popularising banking credit policies and programmes, and solutions to support people and businesses in accordance with the Government’s policies.

For banks and credit institutions, in addition to well implementing the business plan for 2022, the SBV-Hoa Binh branch requires providing complete and timely information about support policies, programmes and solutions for borrowers for coordination in implementation./.

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