(HBO) – Over the past years, Tong Dau commune (Mai Chau) has been interested in implementing the hunger elimination and poverty reduction. Particularly, thanks to preferential loans of Social Policy Banks, the local people have used the capital for the right purposes with many effective economic models, contributing to increasing the income and improving the people's living conditions. By the end of 2017, the poverty household rate of the commune was 7.3%; the rate of near poor households was 7.8%; the average income per capita reached at 25 million VND.


Ms. Vi Thi Xien, Tong village, Tong Dau commune (Mai Chau) was given a new loan of 30 million VND from poor households to invest in raising cows.

 

Up to now, Tong Dau commune has 11 groups of savings and loans with 343 members operating in 6 villages. At present, the commune has implemented 9 policy credit programs with a total outstanding debt of over 6.4 billion VND, including: programs for poor households, near poor households, no, poor households, poor households, poor households, poverty escaping households, clean water and environmental sanitation, production – business, students – pupils, career solutions, housing issues and ethnic minorities. In particular, the loan program of clean water and environmental sanitation has the highest debt (over 2.8 billion VND) with 228 borrowing households; poor households with the debt of over 1 billion VND with 38 borrowing households; the near poor households with the debt of over 1.2 billion VND with 43 households borrowed, etc. Until March 2018, the savings of the group reached over 300 million VND. In particular, the commune has no overdue debt; 100% of the groups are ranked at good level.

Mr. Ha Van Tich, the Chairman of Tong Dau commune People's Committee said: The policy loan program has received the high agreement, unity of the Party committees, authorities and the local people. Monthly, the Social Policy Banks transacts at the commune on a fixed date, so it becomes favorable to conduct the eamination and disbursement loans. Thanks to loans borrowed and assistance in farming techniques and livestock raising methods, many households have improved from poverty households to become quite good ones. In 2017 and the first 3 months of 2018, from the source of policy, the households have invested in building, repairing and upgrading 82 clean water projects, 82 sanitation works; building 5 new houses; creating jobs for 7 employees, etc.

 

In order for the policy capital to be more effective, contributing to the achievement of sustainable poverty reduction targets in the commune, in the coming time, all the associations, trustees and communal authorities closely cooperated with the District Social Policy Bank to deploy and implement the policy capital. Accordingly, they focus on propaganda, timely disbursement of capital to the local people. At the same time, they regularly inspect and supervise to direct the local people to use capital for the right purposes and efficiency. The task of choosing the poor, near-poor households for borrowing the loans is focused, oriented without spreading, giving priority to the households who have enough conditions to the program beneficiaries, having clear production plans, good management at the capacity of loans, etc.

 The process of selection is in collaboration with the participation of organizations, associations, village leaders to ensure that the amount of loans is suitable with the production plan. The commune expects to supplement the loans to poor households, near poor households and policy beneficiaries to help those households raise their production capital, stabilize their life and escape sustainable poverty, and better serve the poverty reduction task in the commune. – The Commune People's Committee Chairman stressed.

 

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