(HBO) - In recent years, with many practical programmes, Vietnam Bank for Social Policies’ transaction office in Lac Son district (Hoa Binh province) has improved the quality of entrustment activity, making it easier for local people to get access to preferential credits, thus timely helping poor and disadvantaged households develop production and improve their living standards, and promoting sustainable poverty reduction in the locality.
Soft loans have helped local residents to implement the national target programme on hunger eradication and poverty reduction, and stablise the political and social situation in Tan Lap commune.

With preferential loans from the Vietnam Bank for Social Policies, Mr.
Bui Quoc Trong, Tom 3 hamlet, Tan Lap commune (Lac Son district) has invested
in producing wooden furniture.
At present, Tan Lap commune is
implementing eight policy credit programmes with outstanding loans worth over 24.4
billion VND. Of which, outstanding loans for poor households account for the largest
amount, reaching over 8.4 billion VND, while loans for near-poor households as
well as business and production projects reached over 5.5 billion VND and 2.3
billion VND, respectively.
The commune has 33 groups of savings and
loans with 1,273 borrowers and savings reaching 464 million VND. To effectively
use the preferential loans, the bank office’s staff closely coordinated with those
working in associations and organisations receiving credit entrustment to call
on the groups’ members to transform the crop and livestock structure, focusing on
growing new varieties with high yield and quality
and suitable to the commune's natural conditions.
Attention has been also paid to building models
to produce new maize and hybrid rice varieties, breed big herds of cows and
buffalos, and process animal feed.
Along with
measures to help the groups’ members access and effectively use loans, many emulation
movements were launched to encourage local farmers, women, war veterans and
young people to promote production and business activities and support each
other to eradicate poverty, and make their fortune.
The effective use of preferential
credit loans in Tan Lap has remarkably supported the implementation of the national target programme on reducing poverty, building new-style rural areas and ensuring social security in the locality.
So far, the rate of poor households in the commune has droped to 27.6 percent, and the per capita income stands
at 28
million VND per year./.
The emulation movement "Hoa Binh joining hands to build new-style rural areas” has been widely spreading, becoming a driving force that motivates the localities to renew rural landscapes and improve the material and spiritual lives of the residents. In this movement, the people play a central role-both as the main implementers and direct beneficiaries of its outcomes.
In response to the global digital revolution, Hoa Binh Newspaper is transforming itself into a modern and multi-platform media hub, blending cutting-edge technology with a restructured newsroom and a new generation of tech-savvy journalists.
Hoa Binh province’s Association of the Elderly recently held a conference to review the project on expanding the inter-generation self-help club model until 2025.
In a move to implement Resolution No. 57-NQ/TW, issued on December 22, 2024 by the Politburo, which targets breakthroughs in science-technology development, innovation, and digital transformation, the Hoa Binh provincial Department of Health has issued a plan to roll out the "Digital Literacy for All” campaign within the local health sector.
An Nghia Commune (Lạc Sơn District) is one of the communes that achieved the tha standard of the national new rural area in 2018. Entering a new development phase, the commune is now trying to meet the criteria for the advanced new rural development. With the strong political will and the public consensus, the commune is gradually overcoming the challenges to reach this goal, aiming for the sustainable development.