Ms. Nguyen Thi Le, the Head of loans and
saving Group in Van Tien village, said: The group has 30 members with the
outstanding debt of 1.2 billion VND, implementing 5 policy credit programs. In
general, these households used loans for the right purpose and effectively. In
particular, there are 24 households borrowing money for the production and
trading program with an outstanding debt of 828 million VND to invest in
raising cattle, pigs, chickens and acacia trees, planting fruit trees and
planting short-term crops for good income.
Mr. Dinh Van Tuyen, in Van Tien village, Dan
Ha commune (Ky Son) invested in growing acacia and fruit trees for economic
development.
Currently, Dan Ha Commune implemented 10
policy credit programs with the outstanding loans of nearly 40 billion VND,
then become the commune with the highest outstanding debt in Ky Son district.
In particular, the outstanding loans of the program for production and business
in the difficult areas is the highest, reaching over 24 billion VND; The
outstanding loans of the Clean Water and Environmental Hygiene program reached
over 6.5 billion VND. The commune has 23 credit and savings groups with 951
borrowers, with a savings balance of over 1.1 billion VND. The commune has no overdue
debt. In order to use the preferential capital with high efficiency, the policy
credit officers and officials of associations and unions receiving trust have
closely cooperated and strengthened propaganda, mobilized members to change
their crop structure, livestock to cultivate and raise new varieties of high
yield and quality to be suitable to the commune's natural conditions, develop
the production models for economic efficiency such as raising garden chickens,
growing citrus fruit, bee keeping for honey, etc.
From the practical point of view, from the
guidelines and methods of organizations at the grassroots, especially to help
members access and use loans effectively, in recent years, the movements of
peasants, women, veterans, and the youth have emulated excellent production,
business, being united to help reduce poverty and enrich for continuous
development in the commune. Each dong of the preferential credit loans
effectively used by the local people of Dan Ha commune has actively supported
the national target program on poverty reduction, building new rural areas and
ensuring social security in the area. Up to now, the poverty rate of the
commune has decreased to 6.8%, the average income is 39.5 million VND / person
/ year.
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