(HBO) - Preferential credit policy has accompanied poor and policy beneficiaries households in Hoa Binh, a mountainous province with many difficulties, for decades. It has become an important driving force to help the poor gradually overcome challenges, making steady progress in poverty reduction and hunger eradication.
Photo: Thanks to social policy loans, the
family of Bui Thi Hoa, residing in Kho hamlet, Chi Dao commune (Lac Son
district) has invested in animal husbandry and escape poverty.
Chi Dao is a remote commune of Lac Son district where people's living
conditions are facing difficulty. Poor and near-poor households account for
over 40 percent of the commune's population.
Quach Cong Thai, Chairman of the commune People's Committee, emphasised that
social policy loan is one of the most important driving forces in the commune's
hunger eradication and poverty reduction.
In recent years, thanks to access to social policy loans, many poor, near-poor
households and social beneficiary policy families have raised buffaloes and
cows, pigs and chickens, and growing doi (Talauma), also known asMichelia
Tonkinensis,for economic development and increase their income.
Up to now, the total outstanding loans under social policy credit programmes in
the commune has reached over 11 billion VND with over 500 households receiving
loans. According to the chairman of the commune People's Committee, as many
people lost their jobs due to the COVID-19 pandemic, the timely disbursement of
policy capital has helped reduce difficulties for them.
Not only people in Chi Dao commune but also those in other localities have
benefit from social policy loans.
The COVID-19 pandemic has affected all aspects of people’s social life over the
past two years, however, the Vietnam Bank for Social Policies’ branch in Hoa
Binh province has strived to mobilise sources and provide loans for poor
households and other policy beneficiaries.
Nguyen Minh Hung, Director of the branch said the total outstanding loan
balance from policy credit programmes in the province has surpassed 3.5
trillion VND (over 153.8 million USD), with over 123,000 needy households as
borrowers.
From the beginning of the year until now, the loan turnover has reached over
896 billion VND, helping over 25,000 customers access loans for production,
business, and social security.
Through preferential credit policy, nearly 2,000 workers got jobs and over
12,000 clean water and environmental sanitation works were constructed. As many
as 19 houses were built, 39 workers were able to go abroad for working, and 31
students and students in difficult circumstances could continue study thanks to
such loans.
Social policy loans have continued to make practical contributions to
sustainable poverty reduction, acting as a driving force to accelerate the
progress of the new-style rural development programme as well as to limit shark
loans in the province./.
The people in Hoa Binh province are aware of the need to build and preserve the cultural traditions and unique customs of their communities, especially those related to ethnic identities and family values which serve as foundation for a vibrant, tradition-rich Hoa Binh, enriching community life. In recent years, the province’s Party Committee, authorities, and residents have paid heed to building and developing family values and fostering human standards in the new era.
The festival of great national solidarity and culture in 2024 was held at the communal house of Da Bac district on November 5. Vice Chairman of the provincial People’s Committee Nguyen Van Toan and leaders of departments and sectors attended the event.
The Labor Federation of Da Bac district has focused on protecting workers' rights while actively participating in patriotic emulation movements to enhance the creativity and productivity of the local workforces across agencies, organisations and enterprises.
In recent years, the Women's Union of Yen Thuy district has actively contributed to the implementation of the National Target Program on building new the rural areas. The Union's activities not only help raise awareness of environmental protection for the members, the women, and the people but they also contribute to improving the appearance of rural areas and improving the quality of life.
The model of intergenerational self-help club (ISC) has been expanded in Mai Chau district over recent times, contributing to sharing and motivating the disadvantaged people, especially the elderly, to improve their lives.
Following President Ho Chi Minh’s teachings that emulation is patriotism, patriotism requires emulation, the trade union at all levels in Hoa Binh has effectively implemented patriotism emulation movements, especially the "effective, creative working” movement. Responding to the movement, local workers, public servants, and officials have proposed many creative and applicable ideas, helping spread the movement to all agencies, units, and businesses.
