Decree No. 28/2022/ND-CP of the Government on preferential credit policies to implement the national target programme for socio-economic development in mountainous and ethnic-inhabited areas for the 2021 - 2030 period (Phase I from 2021 – 2025) is opening up opportunities to improve the lives of people in these areas in Hoa Binh province in general and Mai Chau district in particular. Since the decree was issued, the transaction office of the Vietnam Bank for Social Policies in Mai Chau district has closely coordinated with local authorities at all levels to drastically direct the review and approval of lists of beneficiaries, and disburse loans.


Staff of the Vietnam Bank for Social Policies’ transaction office in Mai Chau district conduct procedures to disburse capital to people in Na Phon commune.


Mua A Trang, Pa Hang Lon hamlet, Pa Co commune, shared: "My family has six members, the whole family only depended on 2,000 m2 of hill land to grow maize, even though we worked hard all year round, we could not get rid of poverty. In August 2023, after the head of the savings and loan group disseminated a new loan source according to Decree No. 28/2022/ND-CP of the Government, my family borrowed 100 million VND (4,100 USD). From this capital, I bought three cows and built a farm. Currently, family members take turns caring for the cows, because they are the hope to help my family get rid of poverty in the near future."

From 2022 to the end of October 2023, the transaction office has disbursed 3.34 billion VND to 43 poor households to support job change, including 19 in Son Thuy commune, eight in Thanh Son, six in Cun Pheo, five in Na Phon, three in Pa Co and two in Hang Kia.

Currently, the office continues to coordinate with relevant agencies, and party committees and authorities at the commune level to monitor the use of loans, review and prepare lists of households in need of loans which have sufficient conditions to borrow loans for the following years, thus contributing to bringing policies into life to help mountainous and ethnic-inhabited areas to get rid of poverty, change lives, and actively contribute to the effective implementation of national target programmes in the district.


Related Topics


Mai Chau supports ethnic minority farmers to develop OCOP products

Over recent years, the Farmers' Union of Mai Chau district has implemented numerous specific programmes and activities to support its members in developing products under the One Commune One (OCOP) programme. These efforts have contributed to enhancing local agricultural branding, increasing goods value, and improving incomes and living standards for residents.

Education and Training sector advances in IT application, digital transformation

Since 2022, the Hoa Binh Department of Education and Training has provided advice for the provincial People's Committee to issue Plan No. 219/KH-UBND on November 17, 2022, which outlines the implementation of a project titled "Enhancing the application of Information Technology (IT) and Digital Transformation in Education and Training for the 2022–2025 period, with a vision to 2030.” As of now, the local education sector has made significant progress in IT adoption and digital transformation.

Hoa Binh allocates over 30 trillion VND for infrastructure development

Hoa Binh allocated over 30 trillion VND (nearly 1.18 billion USD) to develop infrastructure systems in ethnic minority and mountainous areas during 2019 - 2024. Priority was given to transport and irrigation infrastructure; markets; schools; medical stations; communal houses; and power grid, telecommunication, radio, and television systems.

Ceramic mural on Hoa Binh military-civilian ties inaugurated

The Hoa Binh provincial organising committee for anniversary activities on December 17 held a ceremony to unveil a ceramic mural on the local military-civilian ties and release a book on the Party and political work of the provincial armed forces during 1947 – 2024, in commemoration of the 80th anniversary of the Vietnam People’s Army (VPA) and 35th anniversary of the All-People Defence Festival.

Hoa Binh promotes cooperative economy development among ethnic minorities

In recent years, Hoa Binh has allocated significant resources to foster cooperative economy, helping ethnic minorities capitalise on their potential and advantages to escape poverty.

Administrative reform helps improve service quality

As a mountainous district still facing numerous challenges, Da Bac has made notable progress in advancing administrative reforms across various areas. The district has prioritised reorganising and streamlining its administrative apparatus, operating "one-stop-shop” units, and applying information technology (IT) in the handling of administrative procedures. Efforts have also been directed toward upgrading infrastructure and equipment to enhance service quality for residents and businesses.